Checking & Savings Account Rates | US Banking Rates

Bank Rates

US Banking Rates will match you with the best bank rates for your needs to get the best interest rates. If you know your credit score, we can better connect you with a bank most interested in you as a customer.

Choose from the drop-down to the right for your Current Credit Score. If you do not know what your current Credit Report says, then pick "I Don't Know". US Banking Rates will connect you with GoFreeCredit.com to allow you to see your current score and return back to proceed. If you know your Credit Score, choose the appropriate option to proceed.

Bank Savings Rates

US Banking Rates has partnered with top banks to provide high interest rates on savings accounts to allow you to earn as much on your money as possible, while not risking it in any way like the stock market or other investments. A smart savings plan allows you to build savings and make money off the interest rates every single month

Compound Bank Interest

Our Bank partners not only offer some of the highest savings interest rates, but also compound this interest to allow you to earn even more money from your savings account. The best Savings Accounts not only have a great Bank Rates, but also allow you to earn more interest on the interest payments that you receive every month. Our bankers will let you know how this works, and show you how you will earn more interest each month.

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All savings rates are not equal -- the key is to understand if you have to pay fees, or if a certain balance is required to maintain a Savings Account and/or a great bank rate. Just because one bank offers a higher bank rate or savings rate than another, if they charge you fees, it will reduce the overall interest that you would earn. Have your banker explain the actual interest rate after any fees, and how that would affect the actual bank interest rates.

Automatic Savings Plans

One of the best ways to grow your savings, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.

What is the Best Bank for you?

US Banking Rates is most interested in matching you will the best bank and best bank rates for your needs. You may have $1000 to put into a savings account with no plans to touch it for 3 years, or you may want to put in $50,000 and add to it each month. You want to find a bank that understands your goals and need and financial situation. US Banking Rates works with many banks, from your local banker with locations across the nation to internet banks that do not have any locations at all. We want to find the best bank for you.

Credit Scores and Bank Rates

Whether you know it or not, your credit score can even get you higher interest rates from your bank in your savings account. To explain why, you have to understand that banks want to help you with more than just a great savings account with a great bank rate, but they can also supply you with a credit card, a home loan and even an auto loan. Always know your credit score ahead of time, so you can let your banker know where you stand.

For a Free Credit Report, you can visit www.GoFreeCredit.com

For help with improving your Credit Score, you can visit www.GoLookOnline.com