US Banking Rates will find you the best Certificates of Deposits or CD’s with the best CD rates so you can earn more money. Our Banking partners offer a variety of CD Rates based on your needs in terms of interest rates and length of time. To get started, choose your current credit score to proceed.
To the right, choose your Current Credit Score. If you don’t know what your Credit Report Score is, then either pick “I Don’t Know” or estimate what you think it may be to proceed. We want to find you the best CD Rates based on your financial position and needs.
A Certificate of Deposit, of CD is similar to a savings account that earns interest, but different in that you can choose to a length of time (typically anywhere from 3 months to 5 years) that you will not touch your savings. The reason you may choose this option is that banks typically offer higher interest rates because they know you are not going to withdraw the money. Banks can then loan your money out, and pay you a higher Bank Rate to allow you to earn even more money.
Our Bank customers are always looking for new clients who want to open savings accounts and CD accounts. A CD, often called a time deposit is insured by the FDIC (Federal Deposit Insurance Corporation) up to $100,000 per person ($250,000 on retirement accounts), and has a fixed maturity date chosen by you ranging from three months to five years. Banks pay higher interest rates than a savings account, but there is often a penalty for withdrawing money before the maturity date. If you want to save money and not touch it, CD’s are a safe way to increase your interest rate.
US Banking Rates is most interested in helping our visitors earn money, save money and put themselves in the best position for their own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years, that can be over $500-$1000 more in interest payments with the higher CD rate.
Believe it or not, but your Credit Score not only affects what type of loan rates you may get from you bank or mortgage company, but also what type of CD rates and savings rates a bank may offer to you. Once you know your credit score and how long you can lock up your savings for, US Banking Rates can match you with the best bank for your needs and situation. Start saving more and earning more money today!
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United States Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.
Many local United States credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. United States Banking Rates has relationships with many banks to maximize the potential of finding the best rates.
