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CD Rates

US Banking Rates will find you the best Certificates of Deposits or CD's with the best CD rates so you can earn more money. Our Banking partners offer a variety of CD Rates based on your needs in terms of interest rates and length of time. To get started, choose your current credit score to proceed.

To the right, choose your Current Credit Score. If you don't know what your Credit Report Score is, then either pick "I Don't Know" or estimate what you think it may be to proceed. We want to find you the best CD Rates based on your financial position and needs.

Best US CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
1.18% As of January 24, 2012	View Rate Details	Ally Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
2.25% As of January 25, 2012	View Rate Details	G.I.C. Credit Union	CD Account
2.07% As of February 1, 2012	View Rate Details	Self Reliance (Ny) Credit Union	CD Account
2.00% As of January 27, 2012	View Rate Details	1st Alliance Credit Union	CD Account
2.00% As of January 23, 2012	View Rate Details	Railway Employees Credit Union	CD Account
1.90% As of January 23, 2012	View Rate Details	Riverfork Credit Union	CD Account

	Rate Change	Date
Capitol View Credit Union - 2 Year CD Account	1.46% to 1.36%	Feb 3, 2012
Mclennan County Employees Credit Union - 2 Year CD Account	1.30% to 1.31%	Feb 3, 2012
Kemba Louisville Credit Union - 2 Year CD Account	1.25% to 1.20%	Feb 3, 2012
Newark Firemen Credit Union - 2 Year CD Account	1.10% to 1.20%	Feb 3, 2012
The Sacramento Deposit Bank - 2 Year CD Account	1.40% to 1.14%	Feb 3, 2012

See All CD Account Rates

Is the Highest US CD Rate the Best Choice?

Finding the top US CD rate is an accomplishment you should be proud of, but don’t wait too long to sign up or the rate could be over. Many banks are well aware of the rates their competitors are offering, so they will only offer unusually high rates for a limited time as a way to attract more customers and market their business. You can win out if you’re willing to sign up, but make sure you’re making the best financial choice and do your research first.

Top 3 Reasons US CDs are the Best Investment

No matter where you are in the United States, you have the same access to the best US CD rates thanks to online CD rates charts. Certificates of deposit continue to grow ever more popular, as most people are getting tired of risky investments and worrying about them. CDs offer you many advantages, and here are the best reasons you should have at least a few in your portfolio.

You Can’t Afford to Live Without a US CD

The United States is one of the best places to live in the world, and opportunity here is abundant. However, in order to really live the dream and get ahead financially, you’ll have to work hard on saving and investments including the best US CD rate you could find. CDs are one of the few investments in the world that will allow you to gain high interest with virtually no risk. Can you afford to live without this type of investment in your portfolio?

Certificate of Deposit

Our Bank customers are always looking for new clients who want to open savings accounts and CD accounts. A CD, often called a time deposit is insured by the FDIC (Federal Deposit Insurance Corporation) up to $100,000 per person ($250,000 on retirement accounts), and has a fixed maturity date chosen by you ranging from three months to five years. Banks pay higher interest rates than a savings account, but there is often a penalty for withdrawing money before the maturity date. If you want to save money and not touch it, CD’s are a safe way to increase your interest rate.

What is the Best CD for you?

US Banking Rates is most interested in helping our visitors earn money, save money and put themselves in the best position for their own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years, that can be over $500-$1000 more in interest payments with the higher CD rate.

Credit Scores and CD Rates

Believe it or not, but your Credit Score not only affects what type of loan rates you may get from you bank or mortgage company, but also what type of CD rates and savings rates a bank may offer to you. Once you know your credit score and how long you can lock up your savings for, US Banking Rates can match you with the best bank for your needs and situation. Start saving more and earning more money today!

Best CD Rates, IRAs and Investments in United States

United States Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

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